Retirement
Are you financially prepared to retire? Over 60% of American households do not have a written financial plan and worry they won’t have enough at retirement, according to AARP. In contrast, households with a financial plan are 2.5x more likely to save enough for retirement. By far, the retirement transition has the most moving parts, between Medicare, Social Security, Tax strategies, retirement income planning, etc. We specialize in bringing these key elements together to create a comprehensive, cohesive plan tailored to your needs.
Widowhood
The reality of becoming a widow is an extremely emotional and difficult one to handle. 75% of women will become a widow at some point, with the average becoming a widow at the age of 59. We specialize in helping women through the new financial reality and their emotional well-being.
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Investment Management
Tax Planning
Risk Management
Estate & ElderCare Planning
Financial Planning
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John & Gail
"...we trust and respect Michael without reservation and applaud his fluency with every aspect of our financial lives. This trust is shared by the family members and business colleagues to who we have referred him, and we look forward to many years of working partnership..."
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Michael & Anthony
"Our experience with HJP Financial has been extraordinary. Micheal has been our financial advisor for the past six years. He has recommended to us just prior to my retirement and we hit the road running. Three areas come to mind. First, he took charge immediately and consolidated our various assets..."
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Mykell
"...HJP has our best interests at heart and has given us the confidence one needs to know they are not alone on their financial goals. I highly encourage everyone to contact HJP for a complimentary consultation. Once you speak to them, you will understand what I am trying to convey in this elongated review :)"
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Suzanne
"Michael's professionalism gave me financial confidence at a time when I really needed it. I'd recommend Michael to anyone who wants to work with a knowledgeable financial advisor who will take the time to explain things in an easy-to-understand manner..."